Banking

The relationship between banks and their customers has undergone a fundamental transformation in the digital age. Gone are the days when a generic, "one-size-fits-all" approach to financial services was sufficient to maintain loyalty. Today’s consumers, influenced by their experiences...

CaixaBank has announced an expanded strategic agreement with Google Cloud, reinforcing its technological capabilities across artificial intelligence, data management, data analytics, and cloud infrastructure. The move builds on an alliance first established in 2023 and now extends the collaboration...

Global markets resilience is increasingly being tested by geopolitical shocks, liquidity pressures, leverage and technology-related disruptions. Recent episodes have shown that trading, funding and settlement can continue under stress, but they have also highlighted how quickly vulnerabilities can move...

Businesses and real-economy projects are gaining access to a broader mix of financing as bank lending increasingly sits alongside corporate bonds, syndicated loans, private credit, institutional capital and other market-based structures. The expansion is creating more ways to match...

Financial markets are becoming faster, more data-intensive and more interconnected, putting pressure on the processes banks use to execute, reconcile and control transactions. Faster settlement cycles, structured financial data, digital infrastructure and expanding automation are changing how work moves...

Collateral is becoming an increasingly important part of how financial institutions manage liquidity across repo, derivatives, securities financing and central clearing activities. As these markets become more interconnected, the ability to access and deploy eligible assets efficiently is taking...

Geopolitical tensions are becoming a more important consideration in how banks manage cross-border lending, funding relationships and international market exposure. The change does not mean international banking is retreating across the board. Cross-border bank credit has reached about $39.5...