Technology

Across the global banking industry, the expansion of real-time services is increasing pressure on the core systems that manage accounts, transactions and financial records. For World Finance Informs, the issue is not simply whether a bank can connect to...

Across the global digital-banking sector, the emphasis is increasingly moving from customer acquisition toward the economics of maintaining and expanding existing banking relationships. For World Finance Informs, the shift matters because customer numbers alone provide limited insight into whether...

Across the global payments landscape, fast payment systems are moving beyond their role as a faster way to transfer money and becoming part of the broader financial infrastructure supporting economic activity. For World Finance Informs, the shift is significant...

Across the global payments landscape, instant payments and card payments are increasingly developing through different transaction patterns rather than following a single path of substitution. For World Finance Informs, the distinction is becoming more relevant as digital payment use...

Instant payment systems have often been built around rapid settlement and low-cost access, but the economics of supporting these rails are bringing merchant pricing into sharper focus. For World Finance Informs, merchant fees provide a useful lens for examining...

As digital payments become faster and increasingly available around the clock, the timing of fraud and error controls is changing across the global payments industry. For World Finance Informs, the significance of verification of payee lies in its movement...

The Federal Deposit Insurance Corporation, the Federal Reserve Board, the National Credit Union Administration and the Office of the Comptroller of the Currency have jointly proposed new interagency guidance designed to strengthen third party risk management across the banking...