DCI Partners with Atomic to Digitalize Direct Deposit

Atomic, the market-leading provider of payroll connectivity, is announcing its partnership with Data Center Inc. (DCI), the privately-owned developer of core processing, digital banking, and fintech processing solutions. Leveraging Atomic’s payroll connectivity, DCI can seamlessly integrate with its GoBanking and GoDeposits digital banking solutions.

By partnering with Atomic, DCI customers can now unlock direct access to account funding streams without needing to invest in modern technological infrastructure or build in-house integrations. This will enable community banks to offer their account holders a quick, convenient way to set-up and switch direct deposits, enable early access to earned wages, and seamlessly verify a user’s income and employment status.

We’re thrilled about this partnership with DCI. Their customers can now access account funding streams without being hindered by costly technological infrastructure or lengthy processes of developing integrations into each unique payroll system,” said Jordan Wright, Co-founder and CEO at Atomic.

DCI has launched Atomic’s Deposit solution, allowing DCI customers to accelerate direct deposit acquisition by digitizing direct deposit set up and switch processes. Atomic’s Verify API and Earn solutions will be available to customers later this year. Verify API allows community banks to verify income and employment. And the Earn solution enables bank customers to unlock paycheck liquidity by tapping earned (but unpaid) wages ahead of their employers’ pay cycles, similarly to Earned Wage Access (EWA) products.

“Partnering with Atomic helps us boost our digital banking solutions by digitizing direct deposit, and adding verify and earn solutions,” said Sarah Fankhauser, DCI’s President and CEO. “When a new partnership helps our banks keep competitive with the larger financial institutions, it’s a win-win for us all.”